Premises Liability Lawyers in Texas


Our Tax Debt Lawyers Stop Garnishment of Wages

Your wages can be garnished if you owe tax debt, child support, or student loans. It can be really stressful when your monthly paycheck is reduced. Occasionally you will find creditors that will threaten wage garnishment if you fail to make a payment. Truth is, in order for creditors to garnish your wages, they need a valid court order.

Our tax debt lawyers have worked on hundreds of cases related to wage garnishment in Texas, so we know how painful it is when your hard-earned money is taken away. However, we also know how to help our wage garnishment clients. 

Unpaid debts and back taxes may be the cause of your garnishment, and bankruptcy offers valuable relief from overwhelming debts that you cannot pay.

At Leinart Law Firm, our Texas wage garnishment attorneys offer financial help and legal advice. Our experts will analyze your case, helping you understand everything about wage garnishment, and offer a sound strategy to target the best financial outcome.

Compensation for a Premises Liability Injury is Your Legal Right.

If you or a loved one is suffering from an injury caused by a premises liability accident, you may be entitled to compensation for pain and suffering, lost wages and medical bills.  There are many circumstances that can cause a premises liability accident:

  • Liquid spills
  • Construction
  • Safety code violations
  • Uneven or cracked walkways
  • Unattended ice or snow
  • Uncontrolled, aggressive dogs that may attack or bite

The team of attorneys and legal professionals at Leinart Injury Law Firm can give you the representation you need to claim the compensation you deserve.  We have extensive experience in all facets of Personal Injury law, especially Premises Liability accidents and dog bite claims.  You can trust our team to get the results you need to move on.

Texas Law and Wage Garnishment 

Before you schedule a free consultation with one of our debt attorneys, it’s helpful to learn about wage garnishment, some of the Texas state laws in place that govern wage garnishment, and options you can employ to avoid it.

What is a Wage Garnishment?

Wage garnishment is a common method of debt collection employed by aggressive creditors. It happens when a court order is filed against you for money you owe. Typically, this can occur as a result of back income taxes or alimony you may owe a former spouse. 

The court sends a notification to your employer who then withholds a certain amount from your paycheck and sends that money to the person you owe money to. This happens until your debt is paid off. The wage garnishment can only be a certain deduction rate of your net disposable income (after taxes), but the max amount they can take out is dependent on your state laws.

Leinart Law Firm has helped many clients with their debt and stopped wage garnishment in its tracks. It is important that if you believe someone is trying to garnish your wages, you need to talk to an experienced debt attorney right away.

If you have had a wage garnishment judgment ordered against you, you may be confused, afraid, or unsure about what that means for your future. Our experienced wage garnishment lawyers are happy to assist you in learning about a wage garnishment judgment and informing you of your best options moving forward.

Federal Wage Garnishment Laws

There are Federal laws in place that limit how much creditors can take out of your paycheck. The amount is limited to 25 percent of your disposable earnings (after mandatory deductions) or the amount by which your weekly earnings exceed 30 times the minimum wage, whichever is lower. These limits vary by state as well.

Title III of the Consumer Credit Protection Act requires that you be left with enough to live on. But for many that are living paycheck to paycheck, even a small amount that is garnished can have big consequences. There are some types of funds that are protected from garnishment, but this area can get a bit complicated. If you have specific questions, it is best to ask your attorney.

How Can I Dispute a Garnishment of Wages in Texas?

If you want to dispute a wage garnishment, you have to file papers with the court. An experienced attorney familiar with debt and bankruptcy would be a great place to start. At the court hearing, you can present evidence stating that you cannot pay the garnishment amount due to financial hardship. The judge then may decide to end the wage garnishment or leave it in place.

How Do I Know I Have a Wage Garnishment?

It is required that you are notified of wage garnishment is filed against you. For a wage garnishment to occur, the lender or creditor has to file a lawsuit against you. 

You will be served with the paperwork informing you of where and when your court hearing is scheduled. If you get notice of a lawsuit being filed against you, it is crucial that you seek legal advice right away. A wage garnishment would never occur without notice to you beforehand.

How Do I Stop Wage Garnishment Judgment?

Once a judgment has been made, it is hard to overturn. You have a few options in order to satisfy the judgment. Your first choice is to pay off the debt as fast as possible so your income will no longer be deducted. You can also contact a debt and bankruptcy attorney to provide you with more options that may be available to you.

Will Bankruptcy Stop Wage Garnishment?

Eliminating wage garnishment is a prime reason to initiate bankruptcy proceedings. Thanks to automatic stay regulations, creditors must cease all attempts to collect a debt once the appropriate paperwork has been filed, which gives debtors a chance to get their finances back on track without impeding necessary daily expenses.

However, certain types of debts must continue to be paid throughout the bankruptcy process. These“priority debts” often fall outside the purview of the automatic stay. A reliable bankruptcy attorney can help you understand the limits of the automatic stay and help you restructure loan agreements when possible.

Get a Free Consultation With Our Texas Wage Garnishment Lawyers

At Leinart Law Firm, our attorney-client relationship focuses on bankruptcy and debt solutions, so we know exactly what legal protection you may be granted under Chapter 7 bankruptcy or Chapter 13 bankruptcy laws. With more than 15 years of experience with bankruptcy law, we have filed thousands of bankruptcies and helped many people to make a fresh start regardless of their financial situation.

Get a free consultation with our attorneys by filling out the contact form at the top of this page, email or call one of our offices. You may also learn more about our other debt solutions:

Our Attorneys Can Help Relieve Your Debt

At Leinart Law Firm, we focus on bankruptcy and debt solutions, so we know exactly what legal protection you may be granted under Chapter 7 bankruptcy laws. With more than 15 years of experience with bankruptcy law, we have filed thousands of bankruptcies and helped many people to make a fresh start. Learn more about our other debt solutions:

Schedule a FREE, no-obligation consultation and evaluation today.


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